PRIVATE INVESTMENT LOANS PROPERTIES

PRIVATE INVESTMENT

Our dedicated team is here to offer private funding solutions for investment properties across the country.

Flexible Loan Terms Up to 30 years | Rapid Closing Process Get your financing quickly | No Upfront Fees Start without initial costs

EXPAND YOUR REAL ESTATE BUSINESS NOW!

Gloven Capital stands as a leading provider of private loans for investment properties across the United States. Based in Miami, Florida, we pride ourselves on offering swift approvals, quick funding, competitive rates, and outstanding customer support.

Explore Your Options Below and reach out to us to discover the rental property loan program that best suits your needs!

What Gloven Capital has to offer:

Investment Property Loans Nationwide

Renovation loans and investment property financing for real estate enthusiasts seeking alternative financial solutions. Headquartered in Miami and offering services across the country, Gloven Capital stands as your reliable lender for investment properties with extensive expertise in hard money loans. The team at Gloven Capital is equipped with the knowledge and tools to expedite your financing needs efficiently.

Top Rental Property cities in Florida

Boca Raton, Cape Coral, Clearwater, Coral Springs, Fort Lauderdale, Gainesville, Hialeah, Jacksonville, Miami, Orlando, St. Petersburg, Tallahassee, Tampa, Sarasota. 

Buy and Hold Hard Money Loans
Fix and Flip
Fix and Flip
Single Family Rentals
Land and Construction
New Construction
Rehab to Rent
Portfolio Rental Loans
Rental

Investment Property Loan Rates

Investing in rental properties can yield significant financial returns. When you purchase a rental property at an advantageous price and secure optimal financing, you could experience positive cash flow in a short period.

Typically, private mortgage rates are 0.5% to 0.75% higher than conventional loan rates. The rates for rental property mortgages fluctuate based on various factors, including the loan’s duration, loan-to-value (LTV) ratio, the property’s condition and location, and the perceived risk of the investment. Many traditional lenders focus primarily on loans for owner-occupied homes and may not offer financing for investment properties.

Securing a favorable mortgage rate for a rental property is generally more challenging than for a primary residence, as lenders often impose higher rates on “non-owner occupied” properties.

At Gloven Capital, we provide rental property loans starting at rates as low as 7%. However, the final interest rate for your investment property loan will be influenced by the type of property you intend to purchase, your credit profile, and your down payment amount.

Hard money lenders like Gloven Capital are often a more suitable option for financing investment properties, as we specialize in working with real estate investors and understand their unique requirements. Our team stands out as one of the most reliable and experienced hard money lenders, enabling us to approve borrowers and fund loans more quickly than conventional banks or credit unions.

If you’re ready to begin, reach out to one of our loan advisors. We’re here to assist you in finding the most favorable terms and rates. Call us at 1-305-890-9000.

Hard money loans also work similarly to bridge loans

If you want to learn more on how to get a fix and flip or hard money loan, call us we would love to answer your questions.

What Do I Need To Qualify For a Hard Money Loan?

True Professionals Who Realize Your Success Is Our Success

This Is What You Need To Qualify?

To secure a loan for investment properties, the first requirement is typically a down payment of at least 20% to 40% if you are purchasing a property. If you are considering a cash-out refinance, having substantial equity in the property is essential.

Having a larger down payment or greater equity significantly increases your chances of loan approval.

Additionally, we will assess the borrower’s experience in the real estate market. First-time investors may encounter more rigorous evaluation compared to those who have a proven track record in financing investment properties.

Just answer these questions and we will give you a quick estimate:

  • Type of rental property (condo, townhouse, single family, etc.)
  • Property location (Exact Address)
  • Current market value
  • Mortgage balance (if applicable)
  • Loan amount sought
  • Proposed use of funds

Borrower parameters:

  • Type of rental property (condo, townhouse, single family, etc.)
  • Property location (Exact Address)
  • Current market value
  • Mortgage balance (if applicable)
  • Loan amount sought
  • Proposed use of funds
  • Buying a Rental Property

    Acquiring a rental property is a favored strategy among real estate investors. Investors seek to obtain rental property loans that allow them to rent out the property for an amount that exceeds their monthly expenses (including principal, interest, taxes, and insurance), thereby generating positive cash flow. In addition to cash flow, real estate investors aim to benefit from property appreciation while owning the property and leverage tax advantages to enhance their overall returns from the rental property investment. Typically, loans for rental properties require a minimum down payment of 25% from the investor, as 100% financing options are not available. If an investor has equity in another property but lacks sufficient cash for a down payment, they may consider a cash-out refinance on their existing property to access funds for the new investment. Moreover, hard money lenders will often require proof that the investor has cash reserves to manage potential tenant vacancies, property repairs, and other unexpected expenses.

  • Refinancing Investment & Rental Property Loans

    Gloven Capital offers real estate investors the opportunity to refinance their investment and rental properties. This can be advantageous for those looking to access equity from their property, obtain a lower interest rate, or settle a balloon payment that is approaching its due date.

  • Investment Property Rehab Loans

    Investment property rehabilitation loans are designed for real estate investors looking to buy a property, swiftly undertake necessary repairs and upgrades, and then sell it promptly. Additionally, fix-and-hold loans cater to investors who buy properties requiring renovations, enhance them, and then retain them as rental units. Reach out to Gloven Capital today to get your investment property loan processed and funded in no time!

Q. Can you finance my first investment property?

Yes, if you are a new investor we have the right program to get you started in the world of Real Estate.  Simply call us for more information we are here to help!

20 to 40 percent down.

The minimum down payment we require is 20%, keep in mind a higher amount may be required depending on the type and condition of the property.  Once you submit your initial documentation our underwriters will have an answer in 24 to 48 hours.

 Yes, LLC or Corps can get an investment property loan with Gloven Capital.

Rates on investment property loans are usually a bit higher than those for primary residential properties. You can expect the rates on investment property loans to be 0.55% to 0.77% higher than traditional mortgages.

We are here to help you and provide the funding for your project, we work with new as well as experienced investors.  The process is easier than you you thing as long as you can provide a down payment that could range from 20% to 30% and provide the required documentation you will get approved, even you have less than perfect credit.

 Yes, land and construction loans / financing is available.  The loan amount ranges between $100,000 to $50MM, the minimum land/lot value is $150K for this type of program.
The loan-to-cost (LTC) ranges from 55% to 85% depending on your experience and credit score.

Eligible Properties for Gloven Capital's

Hard Money Loans

Commercial Mortgage Brokers

Increase your commission by assisting your clients in accessing our direct private funding options. Promote our Loans for Investment Properties to provide them with valuable financing solutions!

Real Estate agents

When banks decline, we deliver! Assist your clients in securing their investment property loans swiftly.

Affiliate partners

Send opportunities to Gloven Capital and boost your monthly earnings by providing loans for non-owner occupied and commercial real estate properties.

Become a Referral Partner Today!

Become a Referral Partner Today!

HAVE ANY QUESTIONS?

We’re here to help. Send us an email or call our experts at 1-305-890-9000