If you want to learn more on how to get a fix and flip or hard money loan, call us we would love to answer your questions.
Traditional mortgages may take months to finalize.
We can close in just 2 to 4 weeks.
Rates starting at 7%,
with no upfront fees and minimal documentation required.
Receive up to 80% of the purchase price
and 100% of renovation expenses.
Gloven Capital is recognized as one of the leading private hard money lenders nationwide. We specialize in assisting both experienced and new real estate investors by offering short-term mortgage solutions for acquiring fix-and-flip properties, rental properties, property rehabs, or refinancing commercial properties across the United States.
1-4 unit non-owner occupied
5+ Units
Retail plus apartments
And Restaurants
Apartment Buildings
And industrial properties
And other special use properties
Vacant land, or rural properties.
A higher down payment or more property equity improves your chances of approval. We also assess your credit score and cash reserves to ensure you can cover payments, taxes, insurance, and other costs.
Additionally, we consider your real estate investment experience. First-time investors may undergo more scrutiny compared to those with a proven track record.
Partnering with fix-and-flip lenders like Gloven Capital ensures a smooth and investor-friendly lending process.
Loan Prequalification Questions
Property Address?
Property Type?
If Purchase: What is the purchase price and available down payment?
If Refinance: What is the estimated property value and remaining loan balance?
Will the closing be under an entity (LLC or Inc) or a personal name?
How much liquid capital is available?
How many investment properties has the borrower owned in the past 36 months?
Estimated credit score?
Is the property currently generating income?
What are the borrower’s rate and term expectations?
A hard money loan is an asset-based financing option where real estate property is used as collateral. While credit score is considered, it is not the primary factor in approval. Instead, lenders assess the property’s value to determine loan risk and Loan-to-Value (LTV) ratios.
Real estate investors, developers, and flippers use hard money loans to secure quick funding for time-sensitive deals. This allows them to purchase properties at a lower price, renovate them, and either sell or rent for a profit.
The biggest advantage of a hard money loan is speed—private lenders can fund deals within a week or even sooner if all qualifications are met. These loans are ideal for short-term flips and property rehabs but may not be the best choice for long-term investments.
Hard money loans function similarly to bridge loans, as both serve as temporary financing solutions. Bridge loans help buyers secure real estate purchases or investment properties that don’t qualify for traditional financing. They can also be used as a down payment on a new home before selling an existing one.
While both traditional and private lenders offer bridge loans, hard money loans are exclusively provided by private lenders like Gloven Capital.
Hard money loans also work similarly to bridge loans
If you want to learn more on how to get a fix and flip or hard money loan, call us we would love to answer your questions.
If you have questions about this process call our office and/or review this guide: Reasons to Refinance Your Rental Investment Property
A borrower seeking a hard money loan must meet the following generally stated requirements. Specific minimum requirements are set following our receipt of a loan application.
A hard money loan (HML) is a short-term financing solution, issued by private lenders, that allows real estate investors to obtain capital fast to develop, flip, or own properties directly.
A hard money loan is secured by the value of the subject real estate property, not by the borrower’s credit score. That’s how hard money lenders protect themselves against default by the borrower. Therefore these short-term or bridge loans can be obtained rather quickly. “Hard money” is a term used mostly in the U.S. and Canada where this kind of loan is common. Fix and flip or rehab loans are just like hard money lending.
Unlike a traditional mortgage, hard money loans are not issued by traditional banks. This type of loan is only issued by private investors.
Gloven Capital is a private mortgage lender specialized in hard money loans for fixing and flipping houses. We provide competitive non-bank lending options for commercial real estate and residential rental properties.
We make Commercial Real Estate transactions happen smoothly. Our comprehensive lineup of commercial real estate loans offers solutions for self-employed borrowers that are thinking about purchasing a building, getting working capital through the equity on a property, or refinance their present commercial mortgage.
We lend across all 50 states with private loans that range from $100,000 to $50,000,000 on all types of real estate properties. New investors are always welcomed, learn how to finance a house flip by calling us.
If you have a 20% to 40 percent down payment available, and a 550 or higher credit score, then you need to contact and speak with one of our finance professionals today.
Our underwriting process is fast. We can close and fund deals in as little as two to four weeks.
If you are interested in residential real estate investment properties, either by flipping and fixing houses, buying properties, and renting them, or cash-out refinance on a non-owner-occupied property, we offer a variety of solutions for you.
Our approvals are easy to secure, and our closings are quick. To obtain a letter of intent (LOI) or term sheet we just need a handful of documents, call us today for more information.
Located in Kissimmee, a vibrant commercial district of Central Florida, Gloven Capital assists entrepreneurs in securing business loans across the nation. Our team of experienced financial advisors provides complimentary consultations and supports you in successfully acquiring the working capital you need. Additionally, our loan application process is simpler and faster than traditional banks, ensuring you receive better rates and quicker access to funds.
With just one straightforward application, you can pre-qualify for access to over 50 business lending programs. At Gloven Capital, we streamline the process, making it quick and effortless for you to secure a loan, so you can concentrate on expanding your business. Gloven Capital provides your business with high approval rates, rapid funding, and expert financial advice. Let us help you get the business loan you need to succeed.
With Gloven Capital, you can apply for a variety of business lending options, including:
Small Business Loans
SBA Loans
Short-Term Loans
Commercial Real Estate Financing
Business Lines of Credit
Merchant Cash Advances
Equipment Financing
Business Acquisition Loans
Loans for Latino-Owned Small Businesses
Loans for Women-Owned Businesses
Gloven Capital is here to provide tailored financial solutions to meet your business needs.
A detailed answer to provide information about your business, build trust with potential clients, and help convince the visitor that you are a good fit for them.
By completing a simple loan application, you are instantly pre-qualified for business loan eligibility. Best of all, our variety of funding programs virtually guarantee that you will get approved for a loan. Some of the factors we consider are the following:
One of the many advantages of working with Gloven Capital is access to a wide range of financing programs. With over 50 lending options available for your business, you can qualify for a loan even if you have less-than-perfect credit, no collateral, or have only been in operation for a few months. Gloven Capital is committed to helping businesses like yours secure the funding they need to thrive.
Your Gloven Capital Financial Advisor is ready to help you 5 days a week and can be contacted via:
Telephone: Call 1-305-890-9000 to have your questions answered
Office Consultation: Schedule an appointment, and visit our office at Gloven Capital, 3369 W Vine St, Suite 206, Kissimmee, FL 34741
E-mail: Send us an e-mail to info@glovencapital.com
and a Financial Advisor will respond within 24 hours
Gloven Capital uses high-grade, 256-bit data encryption (also used by major banks) to keep your information safe. We take all measures to protect user information and activity because keeping your data secure is our top priority
We’re here to help. Send us an email or call our experts at 1-305-890-9000
Gloven Capital offers business owners alternative working capital solutions through our various funding programs for business loans.
